Savings Calculator
Project savings growth with monthly deposits.
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Project your savings growth
This tool combines a starting balance with regular monthly deposits and compound growth. Enter the amount you begin with, how much you add each month, the yearly rate and a time horizon in years to see the projected final balance, your total contributions and how much of the growth came from interest. Steady monthly deposits are the engine behind most long-term saving.
Consistency beats timing
Regular contributions over many years usually matter more than chasing a slightly higher rate, because each deposit has more time to compound.
Frequently asked questions
How are monthly deposits handled?
Each monthly deposit is added and then compounds for the remaining months, using the future-value-of-a-series method alongside growth on your starting balance.
Is the result guaranteed?
No. It is a projection based on a fixed rate. Real returns vary, so treat the figure as an estimate for planning, not a promise.