Cash on Cash Return Calculator
Calculate cash return on invested cash.
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Calculate cash-on-cash return
Cash-on-cash return compares annual cash flow with the actual cash invested. Enter annual cash flow and cash invested to calculate the return percentage, monthly cash flow and simple payback years. It is useful for rental property screening, down payment comparisons and early investment analysis.
Cash flow focus
This calculator looks at cash flow only. It does not include appreciation, depreciation, income taxes or sale proceeds.
Frequently asked questions
What does cash invested include?
It often includes down payment, closing costs, repairs and other cash paid into the deal.
Is this the same as cap rate?
No. Cap rate compares NOI with property value, while cash-on-cash compares cash flow with invested cash.
Can the return be negative?
Yes. Negative annual cash flow produces a negative return.