Car Depreciation Calculator

Model current vehicle value from purchase price, age and separate first-year and later annual rates.

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Model a declining vehicle value year by year

Enter the purchase price, whole-year age, first-year depreciation percentage and a later annual percentage. The calculator applies the first rate once and compounds the later rate across remaining years, then reports estimated current value, total modeled loss and the share of purchase value retained. Separate rates make the common early-value drop visible instead of forcing one average percentage across all years.

Use market evidence for an actual sale decision

Depreciation differs by model, trim, mileage, condition, location, supply and transaction type. The entered rates are assumptions, not a valuation feed, appraisal or resale guarantee. Compare current listings and written offers for closely matched vehicles, account for taxes and selling costs, and record the date of every market observation before relying on a value.

Frequently asked questions

Why are there two depreciation rates?

The model allows a distinct first-year drop followed by one recurring later rate.

Does the tool use live vehicle prices?

No. It calculates only from the price, age and rates entered.

Can actual resale value differ?

Yes. Vehicle details, mileage, condition, location and market timing can materially change value.